INDEPENDENT WEALTH MANAGEMENT FORUM 2022

Mark Nelligan is Pershing’s senior business representative in Asia Pacific. He is based in Singapore and is responsible for relationship management and business development in the region. He is a member of BNY Mellon’s Asia Pacific Executive Committee and is chief executive officer of Pershing Securities Singapore Private Ltd, which holds a capital markets license to service Singapore financial intermediaries. He has over 20 years of financial services experience. Mark joined Pershing in October 2002 from ING Barings, Singapore, where he was the chief operating officer with responsibility for the bank’s commercial and investment banking operational support platform in South East Asia, Vietnam and India. Prior to this, he held several senior operational roles in Hong Kong, India and London. He is a Fellow of the Institute of Chartered Accountants in England & Wales (FCA, ICAEW) and a graduate of Jesus College, Cambridge University.

Anthonia HUI is a self-made success story who started from humble beginnings. She is the co-founder of AL Wealth Partners, a specialty firm providing independent wealth advisory, fund management and multi-family office services, which holds the Monetary Authority of Singapore (MAS) Capital Markets Services License for global accredited and institutional investors. As a trusted advisor to families, Ms. Hui manages three to four generations of wealth and takes on board key family office functions. Ms. Hui has achieved great success and recognition in the international private wealth management arena with her exceptional drive, determination and perseverance. Ms. Hui is a former top banker in major international banks including Coutts, Credit Suisse, BNP Paribas and Citigroup, with over three decades of experience in private banking, wealth management and family offices in London, Paris, Zurich, Hong Kong and Singapore. Her in-depth, multidisciplinary knowledge and experience have given her international insights that few bankers can claim. Ms. Hui co-founded the Association of Independent Asset Managers in Singapore with other like-minded members, a professional body of Independent Asset Management (IAM) firms, to support the nation’s drive to be a leading global wealth management center. As President, Ms. Hui leads initiatives to assist members in promoting industry best practices as well as understand and meet regulatory issues related to IAM’s independent business model. In November 2014, Ms. Hui was conferred the title of “IBF Fellow” by the Institute of Banking and Finance (IBF), the standard-setting body for financial sector competencies in Singapore. The “IBF Fellow” is launched to recognize professionals who are key practitioners and thought leaders in the financial industry. Ms. Hui is credited for her exemplary role in developing the private banking and independent asset management (IAM) industries in Singapore. Ms. Hui was involved in setting up and implementing the “Financial Industry Competency Standards” (FICS), a benchmark-setting framework for professional achievement in the wealth management industry. The FICS is initiated and supported by MAS/IBF, where Ms. Hui is an active member in the Advisory Committee. Ms. Hui is also committed to grooming talent in the industry. She is a leader and influencer in the banking community and is frequently invited to speak at universities and investment bodies both in Singapore as well as abroad.  She lectures in workshops, seminars and courses to mentor students and professionals in wealth management and has contributed significantly in the design of professional courses and curriculum.   In addition, Ms. Hui also advises on restructuring of wealth management practices for financial institutions. She is a frequent speaker in international private wealth management and family office forums.

Gary Tiernan is CEO of Capital at Golden Equator Group, where he plays a dual role heading our multi-family office Golden Equator Wealth as well as the Group’s other Capital businesses including venture investment arm, Golden Equator Ventures, and private capital fund management, Golden Equator Partners. As Managing Partner of Golden Equator Wealth, Gary heads a team of experienced family office advisors and investment directors in driving the growth of the multi-family office and its different initiatives in Asia and beyond. He joined Golden Equator in 2019 with more than 30 years of experience in investment and private banking, and independent asset management, from bases in London, Switzerland, and Singapore. He has held multiple senior management and investment roles in major financial institutions supporting clients from Asia, Europe, Middle East, Africa and Latin America, and has been based in Singapore for more than 17 years. Gary is fluent in English and French; holds a Bachelor of Arts in Economics, Accounting and Financial Management from Sheffield University in the United Kingdom; and is a graduate of the IMD Business School’s Program for Executive Development in Switzerland.

With over 25 years of financial services experience, Donald’s career spans from being an equity research analyst to managing the largest family office in Asia to managing a global equities division for the 2nd largest bank in the world. His strengths in building successful financial services businesses have proven valuable for GMG and America Mortgages as we build a firm with best practices in sales, client coverage, and business processes. He is passionate about creating a culture of excellence at GMG as well as incorporating ESG factors into how we work as a firm and individually. Donald co-founded Global Mortgage Group with Robert in 2018 to address the need for better mortgage options for those looking to purchase investment property overseas, initially in the U.S. and now has expanded to U.K., Portugal, Canada, Dubai and Australia as well as bridging loans on crypto, shares and high-value real estate globally.

Lucy Gao-Azak is the Chief Operating Officer at Crossinvest (Asia) and a member of its Board as well as the co-chair to the Investment Committee. Crossinvest is a wealth & asset manager with over 37 years of Swiss heritage and one of the first Independent Asset Managers in Singapore. Lucy has over 15 years of wealth management experience working in London and Singapore. Prior joining Crossinvest, Lucy was a Client Relationship Officer, Executive Director, at EFG Bank AG in Singapore for 6 years. She was the Desk Head overseeing EFG Bank’s Australian business and also covered international markets with a focus on Ultra High Net Worth individuals (UHNWIs) in Europe and Asia. She assisted private clients in investment management, credit structuring, and estate planning. Prior joining EFG Bank, she was a Relationship Manager, Vice President, and the Private Banking London representative for DBS Private Bank responsible for client acquisition and investment advisory for EMEA UHNWIs. Lucy also spent 6 years at Morgan Stanley in London, UK, as a Product Specialist within its private wealth management group, whereby she specialised in multi-asset class portfolio construction and specialist sales for the discretionary portfolio management business.‎ Lucy began her career as a quantitative analyst on fund/portfolio performance attribution within Morgan Stanley. Lucy holds a Master of Engineering, Economics and Management, from the University of Oxford after completing her Undergraduate studies at Balliol College, Oxford. She also holds the CISI Diploma in PCIAM (Private Client Investment Advice & Management) and the Investment Management Certificate (CFA Level 3). Her hobbies include painting, travelling, and she enjoys opera and the ballet.‎ She also has Australian racing horses currently at the Singapore Turf Club. Lucy is a British citizen and speaks English and Mandarin. Lucy has a 18-months old daughter and lives with her husband in Singapore.

Andrew Hendry is Head of Distribution, Asia at Janus Henderson Investors. In this role, his primary focus is to maintain, grow and diversify the distribution business across Asia (excluding Japan and Australia). Prior to joining the firm, he was head of distribution Asia Pacific at Aberdeen Standard Investments from 2018. He was a managing director at Westoun Advisors from 2016 and head of Asia Pacific, managing director with M&G Investments from 2011. Andrew began his career at The Capital Group Companies in 1998, most recently as director of Global business development from 2002. Andrew received his MA degree in Economics and French from St Andrews University and an MBA from INSEAD. He holds the Chartered Financial Analyst designation and has 24 years of financial industry experience

Lucie Hulme, Managing Partner, is Chief Executive Officer and member of the Investment Committee. She was part of the founding team of TriLake Partners in 2011 and has more than 18 years of experience gained in the independent asset management and private banking industry. Prior to joining TriLake Partners, Lucie was a relationship manager at Société Générale Private Banking (Suisse) S.A. She also worked for the Middle Eastern desk at Crédit Agricole (Suisse) S.A and for an independent asset management firm based in Geneva, The Forum Finance Group (Suisse) S.A. Lucie is also President of the Association of Independent Wealth Managers in Singapore (AIWM) and has served on the Committee for the past 8 years. She has been appointed as Member of the Institute of Banking & Finance (IBF) Private Banking Industry Workgroup in 2019 and is also a Membership Committee Member for WMI Global-Asia Family Office Partners Circle.

David Doerig is the COO of Corecam Family Office. He spent several years in Taiwan and Hong Kong in different positions before moving Singapore over a decade ago. Most recently he was Executive Director, Head of Business Transformation Group – Asia at Royal Bank of Canada and prior to that, David was Vice President, Head of Product Management COO – Singapore at Credit Suisse. David holds a Master degree in Banking and Finance from the University of St. Gallen

Robert has over 25 years of wholesale and retail mortgage lending experience. Prior to founding GMG & America Mortgages, he was the Head of Asia markets for Citadel Servicing Corporation, one of the largest non-bank mortgage lenders in the U.S. As an avid real estate investor himself, Robert identified a serious problem when he faced extreme difficulty in getting overseas mortgages as a non-resident. Robert’s comprehensive knowledge of the mortgage market and his network of global and U.S. contacts have helped make America Mortgages the global leader in U.S. mortgage origination.

Cheryl commenced her career as an Assurance Associate with PricewaterhouseCoopers. She subsequently joined the Real Estate Investments industry, specializing in acquisitions and divestments. Her corporate experiences include Wheelock Properties Singapore and OCBC Property Services. She also had experience in a fintech startup when she headed the Business Development division at equity and debt crowdfunding platform, FundedHere. In her day job, Cheryl is Sales Operations Lead, Asia Sales & Client Management, at WTW. Cheryl is co-founder of The Social Co., the team that initiated the 50 For 50 project in 2014 where they brought together more than 80 young people under the age of 35, and 70 corporations to raise awareness and funds for lesser-known causes such as mental health, suicide prevention and charities that serve those with physical and mental disabilities. Over 2 phases of the 50 For 50 movement, 38 sustainable projects were created and a total of S$4.5 million was raised for 58 local charities. The Social Co. also created Pledge it Forward, an initiative that supported 51 charities that contribute significantly to building a more inclusive and resilient community in Singapore. In their Power to Progress campaign, The Social Co. partnered 5 local changemakers who produced creative content while leveraging on various social media channels to raise awareness for 5 elder-care charities and Samsung Singapore also donated $100,000 to these charities. Last year, The Social Co. organised Restaurants for Good, where 5 restaurant partners each hosted a meal for seniors from local non-profit organisations. In 2020, in light of COVID-19, they partnered with Migrant Matters to raise funds and pack over 3,500 care packs for migrant workers being relocated to various quarantine facilities. Most recently, Cheryl initiated the launch of Shop by The Social Co., an online platform that enables the public to directly donate items to those who need them. Tapping into the global phenomenon of online shopping, donors get to pick the item that resonates most with them and at a budget they are comfortable with, and The Social Co. will deliver their package of love directly to charity groups, and hence, leveraging technology and e-commerce to do good. Cheryl was member of the 20th board of the Singapore Council of Women’s Organisations (SCWO), the umbrella organisation of women’s organisations in Singapore, and she was also Advisor of the Young Women's Leadership Connection (YWLC), a platform connecting young women leaders with opportunities in mentorship and leadership development, networking and community engagement. She initiated YWLC’s flagship community project 100 Wishes, a workshop and activity series to improve the well-being of women and children at local women's shelters. She was also on the advisory board of Architects of Life, a social enterprise that works with youth-at-risk and ex-offenders. Cheryl holds an MBA from Nanyang Business School (NBS), Nanyang Technological University (NTU) and she graduated from NBS with a Bachelor of Accountancy and a second specialization in Business Law.

Joining Credit Suisse in 1998 as an analyst, Philipp Piaz commenced his comprehensive career in private banking and wealth management. During his time at Credit Suisse, Philipp held a number of senior roles, relocating from Zürich to Singapore in 2001 to undertake Thailand Private Client Business Development in his role as Vice President. In 2004, Philipp joined the senior management of Deutsche Bank AG, with whom he was affiliated for 5 years. In his role as Director, Philipp was responsible for the development of Deutsche Bank’s Thai Private Client Business. In 2009, he became Co-Founder & Managing Partner at Finaport, overseeing the expansion of the firm's Asian operations. Philipp is a founding member of the Association of Independent Asset Managers (AIAM) in Singapore, and was appointed President of the AIAM in 2018. Philipp undertook Elementary Studies of Economics and Law at University of St. Gallen in Switzerland.

Olivier is a Swiss national with over 40 years of international banking and finance experience acquired amongst others as Managing Director and Board Member of various Swiss banks in Europe, USA and Asia. Following a long and distinguished career Olivier decided to set up Swiss Asia Financial Services Pt. Ltd. In 2004 – one of the very first Independent Singapore licensed external Wealth management companies. Today Swiss-Asia has grown into one of the largest Wealth Management &Fund Platform in South Asia.

Tuck Meng Yee has over 20 years’ experience in the financial markets in Asia and Australia in derivatives, and in funds portfolio management, development, research and marketing with global investment banks (JPMorgan, UBS) and private banks (ABN Amro and Citibank) as well as funds services (Moore Management) and family office (JRT Partners) giving him a keen sense of what investments suit which types of investors, and the support they typically need. Most recently he was Investment Solutions Head for Allfunds in Asia (a leading funds platform) before returning to the family office JRT Partners. Tuck speaks English and Mandarin, and holds degrees in Accounting, Computer Science, and Finance (Masters) from the Australian National University and the University of New South Wales. JRT Partners is a Singapore based Family Office that invests across multiple asset classes including real estate, Alternatives (PE, HF) and mutual funds. On occasion, the family office works with other family offices in investing, as well as advising them on family office setup, management and administration, as well as investment due diligence services. He can be reached via [email protected]

Mandeep Nalwa is a wealth advisor with over 20 years of banking experience. He has managed High Net Worth client relationships across Asia with leading private banks like HSBC, Merrill Lynch and Citibank. He has been the primary advisor on large client portfolios and has been responsible for suitable development and implementation of customized investment advice and portfolio management. Prior to setting up Taurus, Mandeep had spent most of his career with various private banks in the Asia-Pacific region with specific exposure to Equities, Fixed Income, Currencies, Derivatives and Managed Assets. As the Chief Executive Officer of Taurus Wealth Advisors Pte. Ltd. in Singapore, advising High Net Worth Individuals within the framework of a multi-family office, Mandeep has successfully built up a team of experienced financial advisors, providing unbiased investment advice to the wealthy with total assets under advice currently in excess of USD 1.7 Billion. Mandeep is a member of the founding committee of the Association of Independent Asset Managers (AIAM) in Singapore. He is an alumnus of the Indian Institute of Management, Ahmedabad, India and the Sriram College of Commerce, Delhi University, India.

David founded Chintai in 2018 to promote the adoption of compliant digital assets that utilise blockchain technology to modernise capital markets for banks, asset managers, and SMEs. A financial industry veteran with more than 20 years of experience in banking, finance and asset management with leading banks including Credit Suisse, Goldman Sachs, Barclays Wealth and HSBC Global Asset Management. David also served on the Board of Advisors to several Singapore start-ups, including Credify Inc and Worbli, and Treasurer on the Board of Trustees for deafPLUS, an organisation championing integration and equality between deaf and hearing people in all areas of life. David graduated from the City University of London with MSc Business Systems Analysis & Design and a Bachelor in Business Economics from the University of Exeter.

Rafael is the Head of Institutional Clients at Swissquote Singapore. He has more than 12 years of experience in private banking and crypto, working with multi-family offices, external asset managers, and fund managers in Asia and Europe. Most recently, he was the Head of Private Clients Asia for BlockFi, a crypto wealth management company. Prior to that, Rafael worked for UBS in Singapore as a senior client advisor, CIO of DZ Privatbank Singapore and for Berenberg Bank in the Investment Advisory and Fund Management. Rafael studied in Switzerland, Mainland China and Korea. He holds a Master of Arts in Banking and Finance from University of St.Gallen (HSG).

Urs has been in the private banking industry for 34 years, and since 1986 in Asia. After expanding the private banking businesses of Credit Suisse, ABN AMRO and Clariden/Clariden Leu in Singapore and throughout Asia, he decided to go independent. In 2009, Urs founded HP Wealth Management Singapore Pte Ltd, with Michael Foo, the former Head of Clariden Leu's Portfolio Management unit, as the Chief Investment Officer. The company's focus is exclusively on looking after private clients, acting as an Independent Asset Manager. Over the years, the firm has added a well-developed Family Office capability, which includes expertise in Private Markets. Urs believes that an Independent Asset Manager can offer a client the best of both worlds: a custodian of choice coupled with truly independent investment advice. Urs is also a founding member of the Association of Independent Asset Managers (Singapore). Urs continues to believe that private banking is and remains a people's business and that the key aspect of building a successful business is the ability to listen to the client and to build strong relationships. Relationships last longer than products!

Michael has an extensive background in financial services in Asia, Europe and North America. He has been in Asia-Pacific since 1995 – first in Hong Kong for six years, then in Sydney and Singapore, returning to Hong Kong in 2007. Before setting up Hubbis in early 2009, Michael founded Pacific Prospect in 2002 and sold it to global business-to-business publisher Incisive Media in 2006, continuing to serve as Chief Executive Officer until October 2008. Prior to Pacific Prospect, Michael worked for nine years in financial markets publishing. He joined Euromoney Publications in 1993 as the publisher of a quarterly magazine, International Bond Investor. In 1995, Michael joined Thomson Financial Services (now Thomson Reuters) to conceive and launch Finance Asia magazine. While he was Managing Director of Finance Asia, Michael also started the Asian Debt Review, Asian Private Capital Magazine and started the Finance Asia Conference Business. In 1997, Michael founded FIA Limited. Born in North Wales, Michael was head boy of St David’s College Llandudno. He has a degree in Business Administration from Cardiff University. And is married with three children - Reanna, Garett and Tarryn.

Lucie Hulme, Managing Partner, is Chief Executive Officer and member of the Investment Committee. She was part of the founding team of TriLake Partners in 2011 and has more than 18 years of experience gained in the independent asset management and private banking industry. Prior to joining TriLake Partners, Lucie was a relationship manager at Société Générale Private Banking (Suisse) S.A. She also worked for the Middle Eastern desk at Crédit Agricole (Suisse) S.A and for an independent asset management firm based in Geneva, The Forum Finance Group (Suisse) S.A. Lucie is also President of the Association of Independent Wealth Managers in Singapore (AIWM) and has served on the Committee for the past 8 years. She has been appointed as Member of the Institute of Banking & Finance (IBF) Private Banking Industry Workgroup in 2019 and is also a Membership Committee Member for WMI Global-Asia Family Office Partners Circle.

Mandeep Nalwa is a wealth advisor with over 20 years of banking experience. He has managed High Net Worth client relationships across Asia with leading private banks like HSBC, Merrill Lynch and Citibank. He has been the primary advisor on large client portfolios and has been responsible for suitable development and implementation of customized investment advice and portfolio management. Prior to setting up Taurus, Mandeep had spent most of his career with various private banks in the Asia-Pacific region with specific exposure to Equities, Fixed Income, Currencies, Derivatives and Managed Assets. As the Chief Executive Officer of Taurus Wealth Advisors Pte. Ltd. in Singapore, advising High Net Worth Individuals within the framework of a multi-family office, Mandeep has successfully built up a team of experienced financial advisors, providing unbiased investment advice to the wealthy with total assets under advice currently in excess of USD 1.7 Billion. Mandeep is a member of the founding committee of the Association of Independent Asset Managers (AIAM) in Singapore. He is an alumnus of the Indian Institute of Management, Ahmedabad, India and the Sriram College of Commerce, Delhi University, India.

Olivier is a Swiss national with over 40 years of international banking and finance experience acquired amongst others as Managing Director and Board Member of various Swiss banks in Europe, USA and Asia. Following a long and distinguished career Olivier decided to set up Swiss Asia Financial Services Pt. Ltd. In 2004 – one of the very first Independent Singapore licensed external Wealth management companies. Today Swiss-Asia has grown into one of the largest Wealth Management &Fund Platform in South Asia.

Cheryl commenced her career as an Assurance Associate with PricewaterhouseCoopers. She subsequently joined the Real Estate Investments industry, specializing in acquisitions and divestments. Her corporate experiences include Wheelock Properties Singapore and OCBC Property Services. She also had experience in a fintech startup when she headed the Business Development division at equity and debt crowdfunding platform, FundedHere. In her day job, Cheryl is Sales Operations Lead, Asia Sales & Client Management, at WTW. Cheryl is co-founder of The Social Co., the team that initiated the 50 For 50 project in 2014 where they brought together more than 80 young people under the age of 35, and 70 corporations to raise awareness and funds for lesser-known causes such as mental health, suicide prevention and charities that serve those with physical and mental disabilities. Over 2 phases of the 50 For 50 movement, 38 sustainable projects were created and a total of S$4.5 million was raised for 58 local charities. The Social Co. also created Pledge it Forward, an initiative that supported 51 charities that contribute significantly to building a more inclusive and resilient community in Singapore. In their Power to Progress campaign, The Social Co. partnered 5 local changemakers who produced creative content while leveraging on various social media channels to raise awareness for 5 elder-care charities and Samsung Singapore also donated $100,000 to these charities. Last year, The Social Co. organised Restaurants for Good, where 5 restaurant partners each hosted a meal for seniors from local non-profit organisations. In 2020, in light of COVID-19, they partnered with Migrant Matters to raise funds and pack over 3,500 care packs for migrant workers being relocated to various quarantine facilities. Most recently, Cheryl initiated the launch of Shop by The Social Co., an online platform that enables the public to directly donate items to those who need them. Tapping into the global phenomenon of online shopping, donors get to pick the item that resonates most with them and at a budget they are comfortable with, and The Social Co. will deliver their package of love directly to charity groups, and hence, leveraging technology and e-commerce to do good. Cheryl was member of the 20th board of the Singapore Council of Women’s Organisations (SCWO), the umbrella organisation of women’s organisations in Singapore, and she was also Advisor of the Young Women's Leadership Connection (YWLC), a platform connecting young women leaders with opportunities in mentorship and leadership development, networking and community engagement. She initiated YWLC’s flagship community project 100 Wishes, a workshop and activity series to improve the well-being of women and children at local women's shelters. She was also on the advisory board of Architects of Life, a social enterprise that works with youth-at-risk and ex-offenders. Cheryl holds an MBA from Nanyang Business School (NBS), Nanyang Technological University (NTU) and she graduated from NBS with a Bachelor of Accountancy and a second specialization in Business Law.

Anthonia HUI is a self-made success story who started from humble beginnings. She is the co-founder of AL Wealth Partners, a specialty firm providing independent wealth advisory, fund management and multi-family office services, which holds the Monetary Authority of Singapore (MAS) Capital Markets Services License for global accredited and institutional investors. As a trusted advisor to families, Ms. Hui manages three to four generations of wealth and takes on board key family office functions. Ms. Hui has achieved great success and recognition in the international private wealth management arena with her exceptional drive, determination and perseverance. Ms. Hui is a former top banker in major international banks including Coutts, Credit Suisse, BNP Paribas and Citigroup, with over three decades of experience in private banking, wealth management and family offices in London, Paris, Zurich, Hong Kong and Singapore. Her in-depth, multidisciplinary knowledge and experience have given her international insights that few bankers can claim. Ms. Hui co-founded the Association of Independent Asset Managers in Singapore with other like-minded members, a professional body of Independent Asset Management (IAM) firms, to support the nation’s drive to be a leading global wealth management center. As President, Ms. Hui leads initiatives to assist members in promoting industry best practices as well as understand and meet regulatory issues related to IAM’s independent business model. In November 2014, Ms. Hui was conferred the title of “IBF Fellow” by the Institute of Banking and Finance (IBF), the standard-setting body for financial sector competencies in Singapore. The “IBF Fellow” is launched to recognize professionals who are key practitioners and thought leaders in the financial industry. Ms. Hui is credited for her exemplary role in developing the private banking and independent asset management (IAM) industries in Singapore. Ms. Hui was involved in setting up and implementing the “Financial Industry Competency Standards” (FICS), a benchmark-setting framework for professional achievement in the wealth management industry. The FICS is initiated and supported by MAS/IBF, where Ms. Hui is an active member in the Advisory Committee. Ms. Hui is also committed to grooming talent in the industry. She is a leader and influencer in the banking community and is frequently invited to speak at universities and investment bodies both in Singapore as well as abroad.  She lectures in workshops, seminars and courses to mentor students and professionals in wealth management and has contributed significantly in the design of professional courses and curriculum.   In addition, Ms. Hui also advises on restructuring of wealth management practices for financial institutions. She is a frequent speaker in international private wealth management and family office forums.

Tuck Meng Yee has over 20 years’ experience in the financial markets in Asia and Australia in derivatives, and in funds portfolio management, development, research and marketing with global investment banks (JPMorgan, UBS) and private banks (ABN Amro and Citibank) as well as funds services (Moore Management) and family office (JRT Partners) giving him a keen sense of what investments suit which types of investors, and the support they typically need. Most recently he was Investment Solutions Head for Allfunds in Asia (a leading funds platform) before returning to the family office JRT Partners. Tuck speaks English and Mandarin, and holds degrees in Accounting, Computer Science, and Finance (Masters) from the Australian National University and the University of New South Wales. JRT Partners is a Singapore based Family Office that invests across multiple asset classes including real estate, Alternatives (PE, HF) and mutual funds. On occasion, the family office works with other family offices in investing, as well as advising them on family office setup, management and administration, as well as investment due diligence services. He can be reached via [email protected]

Lucy Gao-Azak is the Chief Operating Officer at Crossinvest (Asia) and a member of its Board as well as the co-chair to the Investment Committee. Crossinvest is a wealth & asset manager with over 37 years of Swiss heritage and one of the first Independent Asset Managers in Singapore. Lucy has over 15 years of wealth management experience working in London and Singapore. Prior joining Crossinvest, Lucy was a Client Relationship Officer, Executive Director, at EFG Bank AG in Singapore for 6 years. She was the Desk Head overseeing EFG Bank’s Australian business and also covered international markets with a focus on Ultra High Net Worth individuals (UHNWIs) in Europe and Asia. She assisted private clients in investment management, credit structuring, and estate planning. Prior joining EFG Bank, she was a Relationship Manager, Vice President, and the Private Banking London representative for DBS Private Bank responsible for client acquisition and investment advisory for EMEA UHNWIs. Lucy also spent 6 years at Morgan Stanley in London, UK, as a Product Specialist within its private wealth management group, whereby she specialised in multi-asset class portfolio construction and specialist sales for the discretionary portfolio management business.‎ Lucy began her career as a quantitative analyst on fund/portfolio performance attribution within Morgan Stanley. Lucy holds a Master of Engineering, Economics and Management, from the University of Oxford after completing her Undergraduate studies at Balliol College, Oxford. She also holds the CISI Diploma in PCIAM (Private Client Investment Advice & Management) and the Investment Management Certificate (CFA Level 3). Her hobbies include painting, travelling, and she enjoys opera and the ballet.‎ She also has Australian racing horses currently at the Singapore Turf Club. Lucy is a British citizen and speaks English and Mandarin. Lucy has a 18-months old daughter and lives with her husband in Singapore.

Rafael is the Head of Institutional Clients at Swissquote Singapore. He has more than 12 years of experience in private banking and crypto, working with multi-family offices, external asset managers, and fund managers in Asia and Europe. Most recently, he was the Head of Private Clients Asia for BlockFi, a crypto wealth management company. Prior to that, Rafael worked for UBS in Singapore as a senior client advisor, CIO of DZ Privatbank Singapore and for Berenberg Bank in the Investment Advisory and Fund Management. Rafael studied in Switzerland, Mainland China and Korea. He holds a Master of Arts in Banking and Finance from University of St.Gallen (HSG).

Urs has been in the private banking industry for 34 years, and since 1986 in Asia. After expanding the private banking businesses of Credit Suisse, ABN AMRO and Clariden/Clariden Leu in Singapore and throughout Asia, he decided to go independent. In 2009, Urs founded HP Wealth Management Singapore Pte Ltd, with Michael Foo, the former Head of Clariden Leu's Portfolio Management unit, as the Chief Investment Officer. The company's focus is exclusively on looking after private clients, acting as an Independent Asset Manager. Over the years, the firm has added a well-developed Family Office capability, which includes expertise in Private Markets. Urs believes that an Independent Asset Manager can offer a client the best of both worlds: a custodian of choice coupled with truly independent investment advice. Urs is also a founding member of the Association of Independent Asset Managers (Singapore). Urs continues to believe that private banking is and remains a people's business and that the key aspect of building a successful business is the ability to listen to the client and to build strong relationships. Relationships last longer than products!

David Doerig is the COO of Corecam Family Office. He spent several years in Taiwan and Hong Kong in different positions before moving Singapore over a decade ago. Most recently he was Executive Director, Head of Business Transformation Group – Asia at Royal Bank of Canada and prior to that, David was Vice President, Head of Product Management COO – Singapore at Credit Suisse. David holds a Master degree in Banking and Finance from the University of St. Gallen

Andrew Hendry is Head of Distribution, Asia at Janus Henderson Investors. In this role, his primary focus is to maintain, grow and diversify the distribution business across Asia (excluding Japan and Australia). Prior to joining the firm, he was head of distribution Asia Pacific at Aberdeen Standard Investments from 2018. He was a managing director at Westoun Advisors from 2016 and head of Asia Pacific, managing director with M&G Investments from 2011. Andrew began his career at The Capital Group Companies in 1998, most recently as director of Global business development from 2002. Andrew received his MA degree in Economics and French from St Andrews University and an MBA from INSEAD. He holds the Chartered Financial Analyst designation and has 24 years of financial industry experience

Robert has over 25 years of wholesale and retail mortgage lending experience. Prior to founding GMG & America Mortgages, he was the Head of Asia markets for Citadel Servicing Corporation, one of the largest non-bank mortgage lenders in the U.S. As an avid real estate investor himself, Robert identified a serious problem when he faced extreme difficulty in getting overseas mortgages as a non-resident. Robert’s comprehensive knowledge of the mortgage market and his network of global and U.S. contacts have helped make America Mortgages the global leader in U.S. mortgage origination.

With over 25 years of financial services experience, Donald’s career spans from being an equity research analyst to managing the largest family office in Asia to managing a global equities division for the 2nd largest bank in the world. His strengths in building successful financial services businesses have proven valuable for GMG and America Mortgages as we build a firm with best practices in sales, client coverage, and business processes. He is passionate about creating a culture of excellence at GMG as well as incorporating ESG factors into how we work as a firm and individually. Donald co-founded Global Mortgage Group with Robert in 2018 to address the need for better mortgage options for those looking to purchase investment property overseas, initially in the U.S. and now has expanded to U.K., Portugal, Canada, Dubai and Australia as well as bridging loans on crypto, shares and high-value real estate globally.

Joining Credit Suisse in 1998 as an analyst, Philipp Piaz commenced his comprehensive career in private banking and wealth management. During his time at Credit Suisse, Philipp held a number of senior roles, relocating from Zürich to Singapore in 2001 to undertake Thailand Private Client Business Development in his role as Vice President. In 2004, Philipp joined the senior management of Deutsche Bank AG, with whom he was affiliated for 5 years. In his role as Director, Philipp was responsible for the development of Deutsche Bank’s Thai Private Client Business. In 2009, he became Co-Founder & Managing Partner at Finaport, overseeing the expansion of the firm's Asian operations. Philipp is a founding member of the Association of Independent Asset Managers (AIAM) in Singapore, and was appointed President of the AIAM in 2018. Philipp undertook Elementary Studies of Economics and Law at University of St. Gallen in Switzerland.

David founded Chintai in 2018 to promote the adoption of compliant digital assets that utilise blockchain technology to modernise capital markets for banks, asset managers, and SMEs. A financial industry veteran with more than 20 years of experience in banking, finance and asset management with leading banks including Credit Suisse, Goldman Sachs, Barclays Wealth and HSBC Global Asset Management. David also served on the Board of Advisors to several Singapore start-ups, including Credify Inc and Worbli, and Treasurer on the Board of Trustees for deafPLUS, an organisation championing integration and equality between deaf and hearing people in all areas of life. David graduated from the City University of London with MSc Business Systems Analysis & Design and a Bachelor in Business Economics from the University of Exeter.

Andrew Hendry is Head of Distribution, Asia at Janus Henderson Investors. In this role, his primary focus is to maintain, grow and diversify the distribution business across Asia (excluding Japan and Australia). Prior to joining the firm, he was head of distribution Asia Pacific at Aberdeen Standard Investments from 2018. He was a managing director at Westoun Advisors from 2016 and head of Asia Pacific, managing director with M&G Investments from 2011. Andrew began his career at The Capital Group Companies in 1998, most recently as director of Global business development from 2002. Andrew received his MA degree in Economics and French from St Andrews University and an MBA from INSEAD. He holds the Chartered Financial Analyst designation and has 24 years of financial industry experience

Michael has an extensive background in financial services in Asia, Europe and North America. He has been in Asia-Pacific since 1995 – first in Hong Kong for six years, then in Sydney and Singapore, returning to Hong Kong in 2007. Before setting up Hubbis in early 2009, Michael founded Pacific Prospect in 2002 and sold it to global business-to-business publisher Incisive Media in 2006, continuing to serve as Chief Executive Officer until October 2008. Prior to Pacific Prospect, Michael worked for nine years in financial markets publishing. He joined Euromoney Publications in 1993 as the publisher of a quarterly magazine, International Bond Investor. In 1995, Michael joined Thomson Financial Services (now Thomson Reuters) to conceive and launch Finance Asia magazine. While he was Managing Director of Finance Asia, Michael also started the Asian Debt Review, Asian Private Capital Magazine and started the Finance Asia Conference Business. In 1997, Michael founded FIA Limited. Born in North Wales, Michael was head boy of St David’s College Llandudno. He has a degree in Business Administration from Cardiff University. And is married with three children - Reanna, Garett and Tarryn.

Michael has an extensive background in financial services in Asia, Europe and North America. He has been in Asia-Pacific since 1995 – first in Hong Kong for six years, then in Sydney and Singapore, returning to Hong Kong in 2007. Before setting up Hubbis in early 2009, Michael founded Pacific Prospect in 2002 and sold it to global business-to-business publisher Incisive Media in 2006, continuing to serve as Chief Executive Officer until October 2008. Prior to Pacific Prospect, Michael worked for nine years in financial markets publishing. He joined Euromoney Publications in 1993 as the publisher of a quarterly magazine, International Bond Investor. In 1995, Michael joined Thomson Financial Services (now Thomson Reuters) to conceive and launch Finance Asia magazine. While he was Managing Director of Finance Asia, Michael also started the Asian Debt Review, Asian Private Capital Magazine and started the Finance Asia Conference Business. In 1997, Michael founded FIA Limited. Born in North Wales, Michael was head boy of St David’s College Llandudno. He has a degree in Business Administration from Cardiff University. And is married with three children - Reanna, Garett and Tarryn.